MBCDC partners with Federal Home Loan Bank of Indiana, and many other financial institutions to provide homeowner repairs to all residents. This is a first-come, first serve program based on household income. Some of those repairs are: roofing repair/replacement, replacing flooring, bathroom & kitchen modifications, lowering of kitchen cabinets, making homes accessible and safe, and much more!


Qualifications for NIP Grant, you must meet the following:

  •  Be at or below 80% Area Median Income
  • Have owned and occupied the home at least six months prior
    to enrollment
  • Own a single-family home, condominium, or modular unit (duplexes with certain restrictions)
  • Be current and paid as agreed to any existing mortgage obligation


  • roofing repair/replacement
  • replacing flooring
  • bathroom & kitchen modifications
  • lowering of kitchen cabinets
  • making homes accessible and safe
  • much more!


To qualify for AMP Grant, you must meet the following:

  • All household members are age 62 or older and age 17 or
    younger where the household member age 62 or older is the
    guardian of the younger household members; or A household member of any age has a permanent disability and is currently receiving permanent disability benefits
  • Be at or below 80% Area Median Income
  • Have owned and occupied the home at least six months prior
    to enrollment
  • Own a single-family home, condominium or modular unit (duplexes with certain restrictions)
  • Be current and paid as agreed to any existing mortgage obligation

Home Repair At A Glance


Area Median Income (AMI)


To get started, complete application and return to program coordinator.

To connect with us regarding Homeowner Repairs, please contact:

Keysha Toran
Phone: (317) 924-8042 EXT 402

Success Stories

“The repairs were beyond my expectations” – Linda McFarland

Housing and health builds the roadmap to the future. There is a particularly severe problem with availability and preservation of housing that is affordable to those with low incomes, including the more than 4.8 million adults with disabilities living only on Supplemental Security Income (SSI). Neighborhoods need accessible, safe, and affordable housing –  as the condition of housing is a major social determinate of health across the nation. MBCDC has helped many homeowners repair and make their homes more energy efficient. This contributes to revitalizing our neighborhood and increasing the value of these homes, thereby increasing household wealth. This wealth effect allows more individuals to use the equity built in their homes to purchase other assets to create further wealth.

Mrs. Linda McFarland is ecstatic with the home improvements that were done to her home this year. Fifty-three years in her home, she needed a new water heater, furnace replacement, and modifications done to her bathroom: ADA-approved toilet, faucet, new grab bars, and shower head for her shower, and her floor repaired.

These repairs were funded through the Federal Home-Lone Bank of Indianapolis(FBLBI) Home Improvement Grant Program and a bank member, Lake City Bank. A few years ago, Union Savings bank provided Mrs. McFarland relief by assisting and providing funding for the repairs to her waterline. During 2020 over 85 applicants applied. Despite the COVID-19 pandemic MBCDC completed significant home repairs for 23 households using local contractors. FHLBI funded this work with $221,000. Seventy-five percent of homes in the area are over 50 years old. Many residents cannot afford necessary home repairs for a safe, energy-efficient, or accessible home. The repairs include roofing, flooring, HVAC, widening doorways, ramps, and handicap-accessible bathroom and kitchen work. Exterior repairs like roofing and siding not only make the homes safer, but adds to the look of the neighborhood. The interior repairs such as new furnaces, flooring or kitchen cabinet repairs adds to the reality of a healthier environment which creates presonal health wellness for the household.

Supporting “aging in place, and providing “safe at home” resources for a sometimes excluded and underserved population is a big part of MBCDC’s housing programs. Homeowner repair for seniors, residents with disabilities and military veterans; along with supporting new quality housing stock in the community are priorities. During 2018 there were extensive repairs made on 27 homes, and over 25 new housing units were developed in MartindaleBrightwood neighborhoods.

Mrs. Frances Meriwether will be 90years old this year. She is overjoyed with the recent repairs and updates to her kitchen, bathroom and laundry space. Mrs. Meriwether shared, “Oh, I love it, I really do!” A few years ago MBCDC and CICOA provided her with sturdy handrails on her outside steps. This year, new counter tops, beautiful white upper and low cabinets, new stainless steel sinks, a garbage disposal, and flooring for the kitchen. For the bathroom, Mrs. Meriwether received new flooring, a walk-in tub and a new vanity. MBCDC went an additional step and had her washer and dryer moved from her basement to the first floor. “This was such a blessing, because of my arthritis it’s very hard for me to go down those stairs. I am very happy with all of these wonderful changes.” Mrs. Meriwether added, “I’ve lived here for 50 years and all this is next to excellent!” The repairs were funded through a Federal Home Loan Bank of Indianapolis (FHLBI) program and bank member Lake City Bank.

In preparation of adding new housing development throughout the area, MBCDC is partnering with construction management companies and builders to renovate current stock of older homes that will give the area of new construction added curb appeal. These modernization projects helps to blend the old with the new, and create neighborhood structure conformity.

“…I am very happy with all of these wonderful changes.” – Frances Meriwether

Licensed & Bonded Contractors Needed

Looking for Work? Come Join Our Team!


  • License
  • Insurance & Bond

For more information

Keysha Toran
Program Coordinator
317.924.8042 Ext 3


Amina B. Pierson
Executive Director
317.924.8042 Ext. 1

Download our contractor application form

Home Repairs Include:

  • Plumbing
  • Roofing
    • Siding
    • Gutters Downspouts
    • Soffit
  • Bathroom modification
    • Installation of walk-in
    • Toilet replacement
  • Kitchen Modifications
    • Lowering cabinets
      • Flooring
      • HVAC
      • Windows